Skip to main content
MENU
  • Home
  • About Us
  • How We Work
  • Privacy Policy
    • Cookie Policy
  • Treating Customers Fairly
  • Contact Us
  • Pensions
    • Pensions
    • Introduction
    • NEST
    • Annuities
    • Income Drawdown
    • Executive Pension Plan
    • Occupational / Auto Enrolment
    • Personal
    • SIPP
    • SSAS
    • Stakeholder
    • State Pensions
  • Savings & Investments
    • Savings & Investments
    • Introduction
    • Collectives
    • Capital Investment Bonds
    • Fixed Interest Investments
    • Investment Trusts
    • ISAs
    • National Savings Products
    • OEICs
    • Offshore Collectives
    • Unit Trusts
    • With-Profits
  • Life Assurance
    • Life Assurance
    • Introduction
    • Family Income Benefit
    • Investment Linked
    • Whole of Life
  • Health Insurance
    • Health Insurance
    • Introduction
    • Critical Illness
    • Income Protection
    • Private Medical
  • Enquiry Forms
    • Enquiry Forms
    • General Enquiries
    • Pension Enquiries
    • Investment Enquiries
    • Protection Enquiries
  • Financial Calculators
    • Financial Calculators
    • Annual Investment Calculator
    • Monthly Investment Calculator
    • Single Investment Calculator
  • Market Data
  • Research Links
  • Pensions
    • Introduction
    • NEST
    • Annuities
    • Income Drawdown
    • Executive Pension Plan
    • Occupational / Auto Enrolment
    • Personal
    • SIPP
    • SSAS
    • Stakeholder
    • State Pensions
  • Savings & Investments
    • Introduction
    • Collectives
    • Capital Investment Bonds
    • Fixed Interest Investments
    • Investment Trusts
    • ISAs
    • National Savings Products
    • OEICs
    • Offshore Collectives
    • Unit Trusts
    • With-Profits
  • Life Assurance
    • Introduction
    • Family Income Benefit
    • Investment Linked
    • Whole of Life
  • Health Insurance
    • Introduction
    • Critical Illness
    • Income Protection
    • Private Medical
  • Enquiry Forms
    • General Enquiries
    • Pension Enquiries
    • Investment Enquiries
    • Protection Enquiries
  • Financial Calculators
    • Annual Investment Calculator
    • Monthly Investment Calculator
    • Single Investment Calculator
  • Market Data
  • Research Links
  • Home
  • Investment Linked

Investment Linked

Investment Linked insurance

With term assurance policies, lower premiums make them an affordable way of helping to protect your family in the event of your death, within the policy term, but there is no guarantee of a payout. Some life insurance policies however, can be effectively used as an investment.

Whole life or endowment policies may provide the beneficiaries with a payout after a fixed period or a death. These payments can be a fixed amount, or in some cases linked to an insurance company's investment performance in the form of with profits policies or unit linked policies.

With profits policies may generate rewards from the valuation of the assets and liabilities of the insurer's life fund, but premiums will be much higher. Unit linked policies link the value of the policy to units in a unitised fund. The units are linked to the underlying value of the fund. The value of the policy can therefore fluctuate depending on the value of the units. The pricing structure and type of fund depends on your insurance company. Many insurance companies now have unitised with-profits funds.

  • Flexibility to choose your own level of protection and investment.
  • Ability to vary the amount of your premium payments or coverage based on your own personal financial situation.
  • Flexibility to choose the type of funds based on your risk aptitude.

Please be aware that in some cases this type of assurance is based on an assessment of the health of the applicant.

THE VALUE OF INVESTMENTS AND THE INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

PROTECTION ENQUIRY FORM

Your Address

Cover Required

Lives Assured

1st Life Assured

2nd Life Assured

Marketing Information

Sensitive Personal Data

We may need to collect sensitive personal data including information about your health, ethnic origin, or criminal prosecutions from third parties such as employers and credit reference agencies, fraud prevention agencies and other similar organisations in order to provide you with the services, for example where you require advice on protection or mortgages products.

If you consent to us obtaining your sensitive personal data from third parties referred to above for the purpose of providing you with the services, and sharing it with third party providers to obtain quotes on your behalf, for example where we are providing you with mortgage or protection advice as part of our services, please tick this box.

Submit your Information

From time to time, we would like to contact you about our products and services which we think you might be interested in. If you consent to us contacting you for this purpose please tick to say how you would like us to contact you.

Email
Telephone
Post
Yes please, I'd like to hear about offers and services.
No thanks, I don't want to hear about offers and services.
Please tick this box to confirm you have read and understood our privacy policy.

Company address: Premier Portfolio Financial Services, Churchill House, 120 Bunns Lane, London, NW7 2AS
T: 020 8446 7444 F: 020 8446 5553 Email: enquiries@premierportfolio.co.uk

The levels and bases of taxation are subject to change.

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. This site does not confer any form of personalised financial advice. Should you wish to receive specific financial advice please contact us.

Premier Portfolio Financial Services is a trading name of Fairstone Financial Management Ltd. Fairstone Financial Management Ltd is authorised and regulated by the Financial Conduct Authority – FRN 475973. Part of the Fairstone Group. Registered Address: 1 The Bulrushes, Woodstock Way, Boldon Business Park, Tyne and Wear NE35 9PF.

© Copyright 2022 Adviser Pro. All Rights Reserved.

Design and Development by Adviser Pro